You are responsible for verifying the completeness and accuracy of all information you give us for Send a Check payments. If we take any action to collect debt incurred by you or other amounts you owe us under this Agreement or defend ourselves in a lawsuit brought by you where we are the prevailing party, you agree to reimburse us for our losses, including, without limitation, reasonable attorneys fees, to the extent permitted by applicable law. MarketWatch provides the latest stock market, financial and business news. Always there when I need them, and havent had any problems since day one. We receive transactions throughout the day and post them to your Goals Account at the end of each business day. Please review Daves Terms of Use carefully because by using the Mobile App, you agree to be bound by them and Daves Privacy Policy. Travelers checks, tickets of any kind (e.g., for airlines, sporting events, concerts, or lottery), negotiable instruments, bullion, rare or precious metals, stamps, and coins, currency or its equivalent. Has saved me from an overdraft 7 times. Except where prohibited by law, you agree that you must file any lawsuit or arbitration against us within two (2) years after the claim arises unless federal or Tennessee law, or another agreement you have with us, provides for a shorter time. Mechanical failures caused by normal wear and tear or gradual deterioration where no failure has occurred. We will issue you a replacement Virtual Dave Card when it expires. If there is a conflict between this Agreement and any other document or statement made to you concerning any services or products other than Community Goals Account, the separate terms and conditions applicable to that service or product will govern. Dave customer service representatives are available by chat Monday - Saturday from 6:00 AM to 6:00 PM Pacific Time. Services provided are on a 24-hour basis, 365 days a year. Coverage is limited to only those amounts not covered by any other insurance or indemnity. Any information held by the Wallet provider is governed by the privacy policy given to you by the Wallet provider. Here are some additional terms that are helpful to understand: Post or posted Transactions that are paid from or deposited to your Goals Account. This app is shockingly simple in its interface and in its purpose. You have the ability to freeze your Dave Card through the Mobile App if you misplace your Dave Card. While he called Capital One to go through all of those steps again I did a little research and found that this is happening to a lot of people, and the charge is usually for -- you guessed it -- $202. The information it asks for is as unobtrusive as possible for its stated function. If you are entitled to a refund for any reason for goods or services obtained using your Dave Card, you agree to accept credits to your Dave Card for the refund and agree to the refund policy of the merchant. Contact Dave by email atsupport@dave.comto reactivate your Community Goals Account. Please read this Dave Deposit Account Agreement (the Agreement) carefully and retain it for your future reference. A digital wallet (Wallet) provides another way for you to make purchases with your Dave Card. The maximum benefit for repair or replacement shall not exceed the actual amount charged on your covered card or $10,000, whichever is less. Evidence of Coverage (EOC)means the document describing the terms, conditions, and exclusions. Disputing a transaction on your Dave Spending account Phone - Calling the number on the back of your Dave Debit Mastercard. To comply with government agency or court orders. . We will notify you if we exercise our right to set-off if required by law. The central theme of 2022 was the U.S. government's deploying of its sanctions, AML . We will give you advance notice of any change where required by law. Dave (company) - Wikipedia Service contract or optional extended warranty, if applicable. . Dave Won't Let You Cancel? Stop It from Taking Your Money Now! - DoNotPay We will provide you advance notice of any changes where required by law. By accepting this Agreement you are also accepting our Terms and Conditions, and our Privacy Policy. All electronic Fund Transfers, including ACH transfers. There is no charge for these services, they are provided by your Financial Institution. The Virtual Dave Card is separate from your physical Dave Card and can be managed through the Mobile App. You waive any conditions or limits to our right of set-off to the maximum extent permitted by law. We have developed a system that will try to get in touch with a company once an issue is reported and with lots of issues reported, companies will definitely listen. If we receive a levy, attachment, or other legal process against you (collectively, Legal Process), we may refuse to permit withdrawals or transfers from your Dave Spending Account until the Legal Process is dismissed or satisfied. I've tried different amounts from different cards. You could lose all the money in your Dave Spending Account (and any bank accounts you have linked through the Mobile App) if you take no action to notify us of the unauthorized EFT or the loss or theft of your Dave Card, PIN or your Mobile App login credentials. We may refuse the transaction if you do not comply with our request. Posted transactions will either increase or decrease both your Available Balance and your ledger balance. This Guide to Benefits is a summary of benefits provided to you. Conducting transactions in this way has the same legal effect as if you used the plastic Dave Card itself. This is definitely a legit app. Dave - Banking & Cash Advance - Apps on Google Play I need my money, My employer already said that they have released my funds my employer which is social security said it was all in my bank where's my bank told me they that it was up to my employer so they lied to me I would never bank with Dave again they are going to lose a valuable customer they said they get paid two days early which is a lie my check is just sitting there, I need to dispute the last charges on my card because it was stolen 2 days ago and somebody is using it to get a motel room and I would like my money back that's in my bank account, Hi I'm been trying to log into my dave account for months now and still haven't had any luck I can't remember the phone number I used to open the account two years agois the there anyone that can help me the right direction because the customer service has been no help at all, Y'all are taking money out of my bank account and I have no bank account with you guys or out with you guys so I need my money back and stop taking money from my bank account because I don't even use no app of whoever Dave is, I am closing my account and need my money transferred to my bank account, Why have yall closed my account and took my money, I cant get in the app Ive tried everything password reset and email nothing I cant log in and I was really happy with Daves app and being able to get cash advance plz help, The card listed on my account is not the correct card to issue my advance to. Keep your Dave Spending Account number, statements, and Dave Card secure at all times, and be careful about who you share this information with. If you attempt a wire transfer, the transaction will be rejected. We will notify you if we exercise our right to set-off if required by law. Every account is protected by banking-level security and FDIC-insured up to $250,000. Is there a way I can log in another way? Prevent apps from taking your money without permission. Advances may be offered to you through the Mobile App if Budget predicts that you may have insufficient funds to cover an upcoming expense. All Mastercard consumer debit cardholders in the US are eligible for this coverage. If your statement shows EFTs that you did not make and you do NOT contact us within sixty (60) days after the statement was made available to you, you may not get back any money lost after the sixty (60) days if we can prove that your contacting us would have prevent those losses. For limits that apply to transactions that debit or withdraw from your Dave Spending Account, please refer to Section III(D) concerning withdrawals. If your Community Goals Account becomes inactive, you may not receive statements or be able to conduct certain transactions. We will charge you a fee for transactions conducted at ATMs outside the United States. We may change the way we group transactions together or the order in which we post transactions to your Community Goals Account at our discretion and without notice to you. Subject to federal law, if your Goals Account is closed, we will return your funds to you by ACH transfer to a linked bank account or by paper check. We may change or terminate this Agreement without notice at our discretion or to comply with any appropriate federal or state law or regulation. We do not accept deposits by wire transfer, mail, or cash, paper check or foreign currency deposits:We are not liable for wire transfers that you may attempt into your Goals Account or deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. Statements will periodically be provided to you by email as long as your Goals Account is not inactive. There's no interest, credit check, or. Paper Checks:If you mail a paper check to us, including personal checks, money orders or cashiers checks, we may apply the check to any negative balance you may have on your Goals Account or send the check back to you. When you see the words you or your, it refers to you, the owner of the Dave Spending Account, as well as your personal representatives, executors, administrators, and successors. We have over 1,000,000 users and companies will listen to us. If the Provider non-renews or cancels any services provided to eligible Mastercard cardholders, you will be notified within 30120 days before the expiration of the service agreement. Your Community Goals Account allows you to withdraw funds up to the Available Balance or make deposits through Electronic Fund Transfers (EFTs). We must hear from you no later than sixty (60) days after we sent the FIRST statement on which the problem or error appeared. You are responsible to notify us by visiting support.dave.com if you do not want to renew by requesting account deletion. Deleting the app on its own, however, won't unsubscribe you from our monthly subscription. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by Mastercard from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Mastercard itself receives, or the government-mandated rate in effect for the applicable central processing date. BOX 71337 SALT LAKE CITY, UT 84121. You will be required to provide personal information so that we may verify your identity before we will issue you a replacement Dave Card. When out-of-country and in need of assistance, you can easily reach a specially trained Mastercard Global Service Representative who can help you 24 hours a day, 365 days a year, in any language. Economic Sanctions and Anti-Money Laundering Developments: 2022 Year in First Name. Dave, Inc 4.4 star 468K reviews 5M+ Downloads Everyone info Install About this app arrow_forward Get up to $500 instantly (1) with ExtraCash from Dave. TO THE MAXIMUM EXTENT PERMITTED BY LAW, UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY ARE WE LIABLE FOR ANY LOSSES OR DAMAGES RESULTING FROM YOUR USE OF A WALLET, YOUR USE OF THE DAVE CARD OR VIRTUAL DAVE CARD IN CONNECTION WITH A WALLET, OR A MOBILE DEVICE. All Rights Reserved. Get up to $500 instantly (1) with ExtraCash from Dave. Sorry for you hassle! The cancellation of your Dave Card privileges will not otherwise affect your rights and obligations under this Agreement. We struggled paycheck to paycheck. All other Electronic Fund Transfers, including ACH transfers:Transactions in this group are posted in the order received by us. * Early access to direct deposit funds depends on timing and availability of the payroll files sent from your employer. Services offered by Dave, including the Mobile App, are also subject to Daves Privacy Policyhttps://www.dave.com/privacy. Still no account and he'd only used his new card a couple of places. Reddit and its partners use cookies and similar technologies to provide you with a better experience. To le a claim or for more information on any of these services, call the Mastercard Assistance Center at1-800-Mastercard: 1-800-627-8372,oren Espaol: 1-800-633-4466. Card refers to Mastercard card and Cardholder refers to a Mastercard cardholder. An example of a product with multiple warranty components includes an appliance with original manufacturers (or U.S. store brand) warranties that differ for parts, labor, compressor, etc. Dave App states that opening a Dave checking account or connecting an existing account to the app takes less than two minutes. You are also responsible for reviewing your Dave Spending Account statements as they are made available to you for errors or unauthorized activity. In the event substantially similar coverage takes effect without interruption, no such notice is necessary. My card was charged for $300+ from Google. The arbitration shall be governed by the Federal Arbitration Act (9 U.S.C.A. 1 et. You must also agree to go paperless. David Hardcastle - Pickering, England, United Kingdom - LinkedIn If you use a Wallet, you should protect your Wallet and your mobile device as you would your Dave Card. All you have to do is connect your email . Call1-877-FINDATM (1-877-346-3286)to find the location of a nearby ATM in the Mastercard ATM Network accepting Mastercard, Maestro, and Cirrusbrands. * You may transfer funds between your Goals Account and another bank account. We are only responsible for supplying information to the Wallet provider to allow usage of your Dave Card in the Wallet as you have requested. Click on 'Cancel my account' Who owns Dave banking? Direct Deposits:If you receive a direct deposit into your Dave Spending Account at least once every sixty (60) days from your employer or other person or company, you can check if the deposit has been made by reviewing your transaction history in the Mobile App or by contacting us through the chat feature of your Mobile App. Using your Justuseapp card, signup for unlimited subscriptions and free trials without worry. If you do NOT tell us within two (2) business days and we can prove that we could have prevented the loss had you contacted us, you could lose as much as $500.00. Violations may result in permanent account closure. We have the right to set-off any liability, direct or contingent, past, present or future that you owe against any account you have with us. It is subject to the conditions, limitations, and exclusions described in this document. You are allowed to have a maximum of 2 ACH transfers initiated at the same time into your Goals Account: If your recurring transfer fails, it will be automatically cancelled for all future transfers, and you will need to set up a new recurring transfer. If you have location services enabled on your mobile device, the location of your mobile device may be collected and shared by the Wallet provider in accordance with their respective data and privacy policies, including with us. 4Green Dotcash loads will generally appear in your Dave Spending Account within 10 minutes.